Denver Nuggets ahead Spencer Jones has outlined how he plans to allocate the roughly $3.3 million he expects to have accessible after taxes, agent charges and jock taxes throughout the 2026-27 season.
Jones, 25, shared that he expects to earn $6 million this season and plans to place 15-20% of his post-tax revenue into enterprise investments. He cited his age, lengthy funding horizon and entry to alternatives by his community as causes for taking an aggressive method to enterprise capital.
The rest of Jones’ monetary plan is significantly extra conservative. He expects to spend greater than $100,000 on residing bills, whereas directing greater than $2.5 million towards index funds, financial savings and philanthropy.
“That’s sort of the entire level,” Jones wrote. “The most important a part of my monetary plan can also be the least thrilling.”
Jones stated his method was formed throughout his time on a two-way contract, when he determined {that a} bigger NBA wage wouldn’t routinely result in a considerably increased life-style. He additionally famous that many prices related along with his life as an NBA participant, together with journey, meals and kit, are coated by basketball.
“I advised myself that if the larger contract ever got here, my life-style wouldn’t routinely develop with it,” Jones wrote. “Now it’s right here.”
Jones entered the NBA as an undrafted participant and spent his first two seasons with the Nuggets. His first NBA season got here in 2024-25, when he appeared in 20 video games and averaged 1.3 factors and 0.9 rebounds in 6.3 minutes per recreation.
His function expanded considerably in 2025-26. Jones performed 64 video games, together with 37 begins, and averaged 5.5 factors and three.3 rebounds in 22.1 minutes per recreation whereas taking pictures 50.4% from the sphere and 39.6% from three-point vary.
Throughout his first two NBA seasons, Jones has averaged 4.5 factors and a pair of.7 rebounds in 18.4 minutes per recreation, with a 48.3% field-goal proportion and 36.0% three-point proportion.
Jones is getting into the primary season of a two-year, $11.75 million contract. His deliberate monetary allocation subsequently represents a big shift from his earlier two-way-contract earnings whereas sustaining the spending habits he developed earlier than receiving a bigger NBA deal.
The technique additionally displays Jones’ acknowledged objective of utilizing his basketball earnings to create monetary flexibility past his taking part in profession. “The objective isn’t determining how a lot I can afford to spend,” Jones wrote. “It’s determining how a lot freedom I can construct.”
